Tuesday, May 5, 2015

"Ask a Lawyer" - Who is Responsible for Paying Your Medical Bills after an Auto Accident?


I had a car accident that was not my fault.  How will my increasing medical bills get paid? Suzanne, Curry

Once you begin recovering from your injuries after a car accident, you will probably start to wonder how the medical bills are going to be paid, especially when you are not at fault for the car crash.

Our firm handles car accident claims everyday of the year. A car accident lawyer can help you recover damages for medical bills resulting from another driver’s negligence.

Who is Responsible for Paying Your Medical Bills?
Ultimately the responsibility to pay for your medical care lies with you. However, before you break out the checkbook speak to a car accident lawyer about filing a claim against the at fault party.

Proving liability after your car accident and helping you recover damages is just a part of what a team of lawyers will handle for you. We are shrewd negotiators who can assist you in minimizing those medical bills to put more money in your pocket.

Using Your Health Insurance
Your health insurance policy should be used first to begin paying your medical bills. They only pay a fraction of what you would be, cutting down on the overall expense after you have reached a settlement with the negligent driver’s insurance company. Your health insurance company has the right to demand compensation from you for their expenses if you receive money from the defendant to help cover your medical costs.

When you use your health insurance policy to cover the costs of your medical care after an accident, an attorney can work out a deal with them to reduce the amount owed once the case has been settled.

If You Don’t Have Health Insurance
Some of our clients don’t have the benefit of insurance, or the high cost of care after an accident has caused it to reach its limit. Any bills that are left unpaid for should be brought to your lawyers’ attention immediately. They will negotiate with the hospitals debt collection department to reduce the amount owed.

How A Law Firm Can Help
Negotiating with your creditors is just one of the many ways your attorney can assist you in pursuing compensation for your car accident. Our goal is to help you recover as much of the damages you incurred as legally possible. This means helping to prove liability, providing proof of the financial losses you have sustained, and negotiating with the companies that you are now indebted to.

Nelson, Bryan and Jones can help you to maximize your compensation. Call our office today before beginning to make payments on your medical expenses. Be ready to discuss your case by having all medical records ready. From there we will help you to decide what the best course of action will be for you to handle the medical bills until the claim has been settled.

Nelson, Bryan and Jones represents clients in the following areas: Social Security Disability, Motor Vehicle Accidents, Wrongful Death Cases, Personal Injury Actions, Defective Products, Insurance Disputes and Bad Faith, Fire Loss cases, Trucking Accidents, Worker’s Compensation, Drug Recalls, Employment Law and Property Damage Claims.

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